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What Is No Medical Life Insurance?

When applying for life insurance, you may be required to undergo a medical exam. And failing a medical exam can result in your application being denied, or accepted, but at much higher rates. No medical life insurance can get you covered with as little as answering a few yes or no questions. If you’re concerned about getting life insurance because of a health issue, No medical life insurance can offer a lower-cost option that still gets you the protection you need.

Benefits of No Medical

  • No need for a medical exam, qualify with a few health questions;
  • Shorter wait time – policies are issued in days;
  • For those with health issues, this policy is often cheaper;
  • Available as term or permanent plans with benefits included.

Who is No Medical Best For?

  • People who need essential coverage, but have a history of health issues;
  • For those who want to avoid a medical exam for personal reasons;
  • For people with a family history of health issues that may limit their options;
  • People looking for coverage for final expenses or estate taxes.

At Easylifequotes, we offer quick and easy access to No Medical Life Insurance quotes from all of Canada’s top insurance providers, such as BMO, RBC and many more. Get started with a Free, No-Obligation quote and explore your options today!

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