Life Insurance Simplified

What Is No Medical Life Insurance?

When applying for life insurance, you may be required to undergo a medical exam. And failing a medical exam can result in your application being denied, or accepted, but at much higher rates. No medical life insurance can get you covered with as little as answering a few yes or no questions. If you’re concerned about getting life insurance because of a health issue, No medical life insurance can offer a lower-cost option that still gets you the protection you need.

Benefits of No Medical

• No need for a medical exam, qualify with a few health questions;
• Shorter wait time – policies are issued in days;
• For those with health issues, this policy is often cheaper;
• Available as term or permanent plans with benefits included.

Who is No Medical Best For?

• People who need essential coverage, but have a history of health issues;
• For those who want to avoid a medical exam for personal reasons;
• For people with a family history of health issues that may limit their options;
• People looking for coverage for final expenses or estate taxes.